Settlement & Verifiability

Transparent pathways to final settlement and provable truth

Property ComparisonBitcoinGoldFiat CurrencyReal EstateEquities (Stocks)Bonds
VerifiabilityAnyone can audit supply/txs independentlyRequires assay + chain of custodyRequires trust in issuer/banks/auditsRelies on legal records/appraisalsRelies on audits/reporting standardsRelies on issuer reporting/ratings
Settlement Finality / ImmutabilityHigh after confirmations; hard to reversePhysical transfer final; markets can be paper-basedReversible within payment rails; discretionaryReversible via courts/title disputesReversible via courts/regulators/brokersRestructuring/courts can change terms
Settlement SpeedMinutes (base layer); 24/7Slow for formal settlement/transportDays on banking railsMonths (deeds/transfer process)T+1/T+2 market settlementT+2+ typical; slower in stress
DurabilityProtocol-level persistence; no physical decayHigh but physical storage/theft riskPolicy/issuer dependent; can be redenominatedMaintenance-heavy; deterioration/insuranceCompany-dependent; bankruptcy riskIssuer-dependent; default/inflation risk
Property ComparisonBitcoinGoldFiat CurrencyReal EstateEquities (Stocks)Bonds
Verifiability1062232
Settlement Finality / Immutability972222
Settlement Speed943164
Durability1083544
Total Score Average 9.506.252.502.503.753.00

Settlement & Verifiability Insights